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What is PratInvest’s Fixed Deposit?

The Fixed Deposit is an investment option where you deposit a lump sum amount for a fixed tenure at a predetermined interest rate. The key feature of this plan is that the interest earned on the deposit is compounded annually and added to the principal amount. At the end of the term, you receive the entire sum — the principal plus the accumulated interest — in a lump sum. This offers a safe and predictable way to grow your savings with guaranteed returns.

Interest Chart

Fixed Deposit

Term Interest - Per Annum
1 Year 12%
2 Year 14%
3 Year 16%
5 Year 18%

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Key Benefits

    • Guaranteed Returns

 

    • Compounded Interest

 

    • Risk-Free Investment

 

    • Flexible Tenure

 

    • Predictable Growth

 

    • Tax Benefits

 

    • Online Management

 

    • Peace of Mind

 

Why Choose Our Fixed Deposit Plan?

    • Capital Protection:

      Guaranteed returns without market risks.
 

    • Compounding Benefits:

      Earn interest on both principal and interest.
 

    • Predictable Returns:

      Fixed interest rate for stable growth.
 

    • Flexible Tenure Options:

      Choose terms that align with your goals.
 

    • Tax Benefits:

      Potential for tax savings based on tenure.
 

    • Risk-Free:

      Low-risk, safe investment option.
 

    • Easy Management:

      Simple online account tracking and management.
 

    • Steady Growth:

      Consistent accumulation of wealth over time.